How We Screen Your Rental Applicants
We all know one bad tenant can drain your time, money, and sanity. Between missed rent, repairs, and legal headaches, the cost adds up fast. Add California’s constantly changing rental laws, and finding a reliable tenant is more complicated than ever. That’s where we come in.
Why TOP GUN CRE is Different
We don’t take shortcuts. We put every applicant through a proven, tech-driven, and hands-on process that keeps you compliant with California’s housing laws while making sure the right tenant ends up in your property.
We don’t just run a credit check and hope for the best. Our team combines compliance, technology, and hands-on verification to make sure every applicant is properly vetted before they get the keys.
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I Am A:
The Rules Have Changed. The Risks Haven’t.
The Challenge for Landlords Today
With San Diego’s housing laws constantly changing, finding the right tenant has never been tougher. Landlords in San Diego face more challenges than ever before:
- Income requirements are capped. The old “3x rent” standard is gone. Now it’s just 2x, which doesn’t always ensure financial stability.
- The clock is ticking. You’re legally required to make a decision within 3 business days. That’s why we aim for approvals within 24 hours of receiving an application.
- “Fair Chance Housing” laws. You can’t just deny someone based on background—you must carefully review each case.
Even seasoned landlords are feeling the pressure, BUT, we know the rules inside and out, and we built our process to protect you.
Our Process at Top Gun Goes Beyond the Basics
At TOP GUN CRE, we don’t just glance at credit scores we dig deeper. Our process is designed to uncover the full story of every applicant, using both technology and personal verification.
Here’s what we do:
- Financial Scrutiny with Technology: We use Rentvine, which integrates with Plaid, to verify income. Applicants securely connect their bank accounts, allowing us to confirm:
- The account belongs to them.
- Deposits match what they’ve reported.
- Bank statements are legitimate, not altered.
- Detailed Credit Analysis: We review the entire Equifax report, looking at debt-to-income ratio, past-due bills, and collections to paint a complete picture.
- Thorough Rental Verification: We contact current and previous landlords via phone and email to verify late payments, tenancy length, and any complaints or violations.
- Direct Employment Verification: We contact employers via both phone and email to confirm status, pay, and length of employment.
If we can’t get all the verified information, we either deny the application or provide you with a full report so you can decide.
We Get You From Lead to Lease…Fast
In today’s rental market, speed matters. With more properties available, the best tenants won’t wait. Our goal: move qualified applicants from inquiry to signed lease within 72 hours.
The result? You never miss out on strong tenants. And because we do the hard work upfront, you avoid costly headaches down the line.
💡 Fun fact: We’ve never placed a tenant who ended up needing to be evicted for failure to pay rent. Our process works.
Why Owners Trust TOP GUN CRE, Inc.
We’re not just here to “fill a vacancy.” We’re here to protect your investment. Our screening process ensures that when we hand over the keys, you can feel confident knowing the right tenant is in your property.
Discover What We Do As Your San Diego Property Manager
Transparent Pricing
Full-Service Property Management
| Services | Pricing |
|---|---|
| Leasing Fee | 50% of one month’s rent |
| Ongoing Management Fee | 6%-10% |
| Setup Fee (New Property) | $200-$300 |
| Lease Renewal Fee | $300 |
| Eviction Fee | Case by Case |
| Project Management/Development Services | Case by Case |